Savings Schemes
Secure ways to set money aside. Interest is not declared on this page

Minimum Amount:
₹10,000
Maximum Amount:
No limit
Key Features
Tenure options discussed with you
Payout style explained in person
Early exit rules explained before you start
Tax treatment depends on your situation
No interest rate is declared here
Benefits
A defined tenure
Terms shared only with you
Amount you choose
A documented product conversation
Minimum Amount:
₹500/month
Maximum Amount:
₹1,00,000/month
Key Features
Monthly amount you choose
Tenure discussed with you
How the product works, explained in person
Auto-debit if you want it
No interest rate is declared here
Benefits
A regular saving habit
Terms explained before you start
Deposit amount you choose
A schedule you can follow
Minimum Amount:
₹0
Maximum Amount:
No limit
Key Features
Balance rules explained with you
Digital access
Debit card options discussed separately
No interest rate is declared here
Charges listed before you open an account
Benefits
Easy access to your money
Digital banking
Charges explained first
No rate published on this page
Senior Citizen Deposits
A deposit conversation for customers aged 60 and above. No higher rate is published here
Minimum Amount:
₹10,000
Maximum Amount:
No limit
Key Features
Age 60 and above
Payout style explained in person
Joint account if it suits you
No interest rate is declared here
Terms compared with you privately
Benefits
A dedicated conversation
Payout options explained
Tax treatment depends on you
No rate published on this page
About Savings Schemes
These schemes help you organise money for a goal. This page does not promise growth, a savings return, or an interest rate.
Product terms, if a product is right for you, are shared only in a personal discussion.
Start with a conversation. Nothing on this page is a declaration of interest.
Quick Tips
Ask for terms in a personal discussion. They are not listed here
Consider your liquidity needs
Diversify across different schemes
Use calculators to plan your investments
Review and renew schemes regularly
Start Saving Today
Choose a goal and talk it through. This page does not declare a savings return