Savings Schemes

Secure ways to set money aside. Interest is not declared on this page

A couple outside a home they are planning for

Fixed Deposits

Park money for a tenure you choose. No rate is published on this page

Minimum Amount:
₹10,000
Maximum Amount:
No limit

Key Features

Tenure options discussed with you
Payout style explained in person
Early exit rules explained before you start
Tax treatment depends on your situation
No interest rate is declared here

Benefits

A defined tenure
Terms shared only with you
Amount you choose
A documented product conversation
Plan a goal

Recurring Deposits

A regular deposit habit. Compounding and rates are not declared here

Minimum Amount:
₹500/month
Maximum Amount:
₹1,00,000/month

Key Features

Monthly amount you choose
Tenure discussed with you
How the product works, explained in person
Auto-debit if you want it
No interest rate is declared here

Benefits

A regular saving habit
Terms explained before you start
Deposit amount you choose
A schedule you can follow
Plan a goal

Savings Accounts

Everyday access to money. No savings rate is published here

Minimum Amount:
₹0
Maximum Amount:
No limit

Key Features

Balance rules explained with you
Digital access
Debit card options discussed separately
No interest rate is declared here
Charges listed before you open an account

Benefits

Easy access to your money
Digital banking
Charges explained first
No rate published on this page
Plan a goal

Senior Citizen Deposits

A deposit conversation for customers aged 60 and above. No higher rate is published here

Minimum Amount:
₹10,000
Maximum Amount:
No limit

Key Features

Age 60 and above
Payout style explained in person
Joint account if it suits you
No interest rate is declared here
Terms compared with you privately

Benefits

A dedicated conversation
Payout options explained
Tax treatment depends on you
No rate published on this page
Plan a goal

About Savings Schemes

These schemes help you organise money for a goal. This page does not promise growth, a savings return, or an interest rate.

Product terms, if a product is right for you, are shared only in a personal discussion.

Start with a conversation. Nothing on this page is a declaration of interest.

Quick Tips

Ask for terms in a personal discussion. They are not listed here

Consider your liquidity needs

Diversify across different schemes

Use calculators to plan your investments

Review and renew schemes regularly

Start Saving Today

Choose a goal and talk it through. This page does not declare a savings return